Which use should I select if I use my vehicle for business purposes?
It is important that you select the correct level of cover for what you are using your vehicle for:
Social, Domestic and Pleasure (SD&P) - this excludes use of travelling to and from work or other personal business use.
Social, Domestic, Pleasure and Commuting (SDP&C) - this includes travel to and from work by any named driver on the policy.
SDP&C including Personal Business use for Policyholder - as above but this also includes cover for the personal business use of the policyholder in person.
SDP&C including Personal Business use for Policyholder & Spouse - as above but, if applicable, this also includes cover for the personal business use of the policyholder and spouse in person.
If you require business use for any other driver or you use the vehicle for commercial travelling,
Please note that we are unable to offer a quotation on-line or over the phone if your vehicle is used for courier work or fast food delivery, hire and reward including use as a taxi, Motor trade, or Driving Tuition.
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KUALA LUMPUR (Reuters) - American International Group Inc <AIG.N> plans to establish a global shared services and data centers in Malaysia through one of its subsidiaries, the insurance giant said on Saturday. AIG plans to build the global shared Read more..
The price comparison website Moneysupermarket.com, today reveals the top ten most competitive motor insurers throughout 2006, with swiftcover car insurance emerging as the most consistently low-cost brand. From an analysis of over three million premiums quoted through Moneysupermarket.com?s car insurance comparison service in 2006, swiftcover.com returned the cheapest average premium for all Read more..
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I have more than one occupation - which one should I select?
If you or any driver has more than one occupation, please call us on 0800 99 1066 for a quotation as we are unable to offer you an on-line quotation.
What do I do if I do not know the registration number of the vehicle?
When entering the details of your vehicle, if you do not have a registration number, please just click on “Get Vehicle” and select your vehicle from the drop down boxes.
If you know the registration number of your vehicle, enter this and click on “Get Vehicle”. We will find the vehicle details for you and ask you to confirm these are correct. If the incorrect vehicle details are shown, please click “no” and proceed to manually select the correct vehicle.
If you have not previously entered a registration number during your quotation you must enter it on the Summary page when buying your policy.
Please note that we can only cover vehicles that are registered with DVLA (Swansea).
What is Estimated annual mileage?
This is the total mileage that you estimate that your car will do in the next year, including use by you and any named driver, for pleasure and business purposes (if included).
If I have to make a claim, will the value I enter be the amount you will pay me for my vehicle?
Please note that in the event of a total loss, we will pay the market value of your vehicle immediately before the loss and not the estimated value you have given. If your vehicle is less than 12 months old at the time of the loss, we will replace it with a new vehicle of the same make, model and specification - see the Car Insurance policy for the terms and conditions.
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The UK’s 34 million motorists are paying almost ?2 billion a year more than necessary on annual motor insurance premiums by not shopping around for cover online, according to swiftcover car insurance. Swiftcover was found to have quoted cheaper premiums more often than any other insurer on the price comparison website moneysupermarket.com in 2007. Motorists could save hundreds of pounds on their Continue …
SEATTLE - (Business Wire) Two retired investors from the Puget Sound region have filed separate claims against Charles Schwab seeking damages for substantial financial losses due to Schwabs sale of its YieldPlus Fund. Schwab marketed YieldPlus as a safe Continue …
TD Ameritrade Holding Corp. named Fred Tomczyk chief executive officer, while Joe Moglia will assume the post of chairman. Mr. Tomczyk, 52, and Mr. Moglia, 59, start their new jobs Oct. 1, the Omaha, Neb.-based company said in a statement yesterday. Mr. Continue …
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Which employment status should I select?
When identifying your occupation we first ask “What is your employment status”? The list of adjacent occupations and employer business types are then customised according to your employment status. For example, selecting an employment status of “Household Duties” will customise the occupation list to show only the applicable “Housewife” and “Househusband” entries and will default employers business type to “Not in employment” making your occupation selection easier. Similarly, selecting an employment status of “Full time Education” will show only those occupation entries relating to student activities where you are “Not in employment”.
I cannot find an exact match for my occupation or employer’s business?
If you cannot find an exact match, please select the description that most closely matches the occupation or business. If you still cannot find a match, please call us on 0800 99 1066 and we will help you.
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TD Ameritrade selects COO Tomczyk as next CEO
OMAHA, Neb. — TD Ameritrade Holding on Thursday said its chief operating officer, Fred Tomczyk, will become chief executive in October, replacing Joe Moglia. Moglia will retire as CEO on Oct. 1 and become chairman of the Omaha, Neb.-based company. ‘TD
TD Ameritrade taps Tomczyk for CEO
OMAHA, Neb. (AP) — TD Ameritrade Holding Corp. on Thursday said its chief operating officer, Fred Tomczyk, will become chief executive in October, replacing Joe Moglia. Moglia will retire as CEO on Oct. 1 and become chairman of the Omaha, Neb.-based
TD Ameritrade names COO Fred Tomczyk as next CEO
TD Ameritrade Holding on Thursday said its chief operating officer, Fred Tomczyk, will become chief executive in October, replacing Joe Moglia. Moglia will retire as CEO on Oct. 1 and become chairman of the Omaha, Neb.-based online brokerage. He will
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E-Trade’s April daily average revenue trades rise 5.8%
NEW YORK (MarketWatch) — E-Trade Financial Corp. (ETFC:ETFCNews, chart, profile, moreLast: Delayed quote dataAnalyst Create alertInsiderDiscussFinancials Sponsored by:, , ) said Wednesday that its total daily average revenue trades in April were
Lloyds fires further broadside at US alien insurer collateral laws
Extract not available.
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esure policies offer a comprehensive package of benefits for complete peace of mind. esure provide a free courtesy car while our customer?s is being repaired by one of our approved repairers. Valid claims are approved in minutes over the telephone. Plus there are 24 hour emergency helplines available, so esure are here when you need us most. And these are just a few of esure benefits.
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Mubasher secures E-trade license from ESCA
Email Print Be the first to comment on this article First major online trading firm to obtain ESCAESCA approval in the UAE Direct Broker for Financial Services (Mubasher), the premier provider of e-financial solutions in the region and a subsidiary of
Chile Computer Hacker Broke Into Government System And Posted Personal Information On Internet
A computer hacker broke into government files in Chile and posted six million people’s personal details on the internet to highlight poor data security. Hacker wanted to make a point The profiles - reportedly including that of a daughter of the president
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What if my vehicle is not kept at my home address?
The vehicle must usually be kept overnight at your home address. If this is not the case, please call us on 0800 99 1066 for a quotation.
What do I do if my vehicle is not kept on my driveway or in my garage overnight?
If your vehicle is parked anywhere other than on your drive or in your garage when it is at your home address e.g. in a nearby car park or compound, you should select the “Road” option.
How do I know whether the security devices fitted to my vehicle are acceptable to you?
If your vehicle is fitted with one or more security devices detailed below, please select the relevant description on the quotation. If your vehicle is not fitted with any security device or one that is not detailed below, please select “None”.
Alarm - the device must be an electronic car alarm and must be in working order.
Immobiliser - the device must be an electronic immobiliser that is activated either remotely or when the key is removed from the ignition and must be in working order. Many car manufacturers fit these devices to their vehicles as standard.
Mechanical immobilisers, such as a steering wheel or gear box lock, do not qualify.
Tracker - the device must be a vehicle tracking device that is fully operational at all times, when your vehicle is parked and left unattended.
Any security device you select will be a condition of your policy. If you are in any doubt as to whether your security device complies, please either do not select an option or call us on 0800 99 1066 for assistance, otherwise it could invalidate your cover in the event of a claim.
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Drivers with points on their licence are bearing the brunt of cost increases, but not all insurers penalise them in the same way 
Continue …
A friend bikes to work every day, saving gas, car payments, insurance and repair costs. Continue …
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Which use should I select if I use my vehicle for business purposes?
It is important that you select the correct level of cover for what you are using your vehicle for:
Social, Domestic and Pleasure (SD&P) - this excludes use of travelling to and from work or other personal business use.
Social, Domestic, Pleasure and Commuting (SDP&C) - this includes travel to and from work by any named driver on the policy.
SDP&C including Personal Business use for Policyholder - as above but this also includes cover for the personal business use of the policyholder in person.
SDP&C including Personal Business use for Policyholder & Spouse - as above but, if applicable, this also includes cover for the personal business use of the policyholder and spouse in person.
If you require business use for any other driver or you use the vehicle for commercial travelling,
Please note that we are unable to offer a quotation on-line or over the phone if your vehicle is used for courier work or fast food delivery, hire and reward including use as a taxi, Motor trade, or Driving Tuition.
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(RTTNews) - Stocks remain stuck in the red during late morning trading on Friday. Investors are continuing to consider AIG (AIG) reporting a wider than expected loss and higher oil prices. Most of the major sectors are experiencing selling pressure, Read more..
the securities law firm of Aidikoff, Uhl & Bakhtiari continues into investment giant Charles Schwab (SCHW) regarding the recent collapse of its Schwab YieldPlus Fund Select Shares (SWYSX) and the Schwab YieldPlus Investor Shares (SWYPX) (the Read more..
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Hastings Direct looks to provide car insurance quotes at the best possible price, offering the best policy to suit your needs at the lowest price for you. Hastings Direct are able to offer competitive online rates because they work in partnership with their large panel of leading UK insurers and check their prices daily.
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School run drivers voted worse than ‘White Van Man’
Motorists’ stereotypes about other road users are causing erratic driving behaviour on UK roads, according to new research from Direct Line. The research revealed that British drivers tend to judge other motorists by the types of vehicles they are at the wheel of before seeing them drive. Almost three quarters (73 per cent) of motorists admit to behaving differently depending on who is in front
Flouting mobile phone laws could increase your car insurance premiums
Motorists who ignore the stricter laws on mobile phone use while driving could face steep increases in car insurance costs if caught and fined according to motor insurance specialist, Admiral car insurance. UK police forces are cracking down on motorists who continue using their phone while behind the wheel and those caught doing so not only receive a ?60 fine, but also get three points
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Which employment status should I select?
When identifying your occupation we first ask “What is your employment status”? The list of adjacent occupations and employer business types are then customised according to your employment status. For example, selecting an employment status of “Household Duties” will customise the occupation list to show only the applicable “Housewife” and “Househusband” entries and will default employers business type to “Not in employment” making your occupation selection easier. Similarly, selecting an employment status of “Full time Education” will show only those occupation entries relating to student activities where you are “Not in employment”.
I cannot find an exact match for my occupation or employer’s business?
If you cannot find an exact match, please select the description that most closely matches the occupation or business. If you still cannot find a match, please call us on 0800 99 1066 and we will help you.
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<a href=http://www8.vjc.edu/NormTracy/disc… Continue …
New findings from the Sainsbury?s Car Insurance Index show that the cost of insuring your car could be rising rapidly unless you take some simple steps to ensure you get the best deal. Sainsbury’s Index, which tracks telephone car insurance industry premiums on a quarterly basis, reveals that the average car insurance premium in July 2005 was ?490.13, compared with ?465.18 in April, an increase Continue …
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It is the time of the year again when the Insurance Industry dig deep into their pockets for the benefit of those less privileged. Following the resounding success of last year?s wine auction, it was decided to support the MAD (Make a Difference) Continue …
spent almost $3.9M lobbying in first quarter WASHINGTON (AP) - American International Group Inc., the world’s largest insurer, spent nearly $3.9 million in the first quarter to lobby on insurance-related matters and other issues, according to a Continue …
In tough times as the cost of insurance increases people often become resentful of premium hikes. Some even feel that they are entitled to ?get something back? from their insurance companies. Often people don?t see insurance fraud as a crime. Many Continue …
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